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Flex Spending Account (FSA) –ONLINE ENROLLMENT ONLY
For Both Medical and/or Dependent Care**
PLEASE REMEMBER – If you wish to participate, you must enroll each year. Elections from previous plan years are not automatically updated.
Attached is a brochure for your convenience to review. This brochure details tax savings information regarding FSAs, eligible medical expenses, a FSA Expense & Tax Savings Estimate Worksheet and all of the benefits of having your FSA with Benefit Resource, Inc. (BRI).
If you are interested in enrolling, please ENROLL ONLINE at www.BenefitResource.com no later than Sunday, November 17, 2019. Soon after, you’ll receive more information directly from BRI regarding your Beniversal MasterCard and how to access your account online and through your mobile phone. Much of this information can also be found on our District HR website by clicking www.bcs1.org/hr.
The maximum contribution for the medical, dental and vision FSA is $2,700 per plan year.
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This account may be also be used for the purposes of Dependent Care and allows a participant to pay for the cost of dependent care on a pre-tax basis up to $5,000 per household.
The maximum amount you can set aside per calendar year for reimbursement of eligible dependent care services, as defined by IRC Section 21(b), is limited to the smallest of the following amounts: $5,000 if single or if married and filing jointly; $2,500 if married and filing separately.
For a video to learn more, click here: FSAs with BRI
Plan your deductions carefully. Money left in the account at the end of the year is forfeited (commonly known as the “use it or lose it” provision). While you have 60 days from the end of the plan year to submit your expenses, we encourage you to submit your claims for reimbursement as soon as possible, as there is not an extended grace period (EGP).
Please note: Only those employees new to BRI will receive a new Beniversal MasterCard. Those who already have an account with BRI will NOT receive a new Beniversal MasterCard, so please keep and continue to use your card.
If you leave employment with the District at any time during the plan year, only expenses that were incurred during your employment period will be honored. Claims for reimbursement must be submitted within 60 days from your separation of service with the District.
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To get started, you will need to register (only if new to BRI) with your Company Code (bcs1) and Member ID (Social Security #)
Time to enroll is limited.
Click above to be connected directly to enroll online.
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**Please note: The plan year runs from January 1st – December 31st. Your designated amounts will be deducted in only 18 equal payments (12 between January – June, and 6 between October and December), beginning with your January 10, 2020 paycheck.**
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Medical and Dental Insurance**
ONLINE ENROLLMENT ONLY!!!!!
Please note: If you do NOT want to make any changes to your current plan, then no action is required on your part. You will simply remain in your current plan.
New this year, our dental plan and all non-Medicare plans need to go through a new online enrollment system at www.benefitsolver.com. Please find attached the flyer explaining how to enroll or change your non-Medicare and/or dental plan, as there are no paper forms! This is only if you choose to change/add/drop coverage. You may view the plan summaries, rates and more through this new system.
If you choose to change your plan, please do so no later than Sunday, November 17, 2019. Any change in coverage selected during this Open Enrollment period will begin on January 1, 2020.
You may also find Summaries of Benefits and Coverage (SBC) for all plans, along with any legally required notices by going to www.bcs1.org/HR , then click Benefits on the right.
As a reminder, please check your email for the 2020 Rate Sheet and to get more information about an HSA and/or HRA that may be available with certain plans.
To get started, you will need to register as outlined in the attached flyer.
Time is limited. Click below to get started:
Benefit Solver Enrollment/Registration
Company Key: RASHP
Please note:
** Guidance from Excellus came out in 2017 regarding retirement no longer being a qualified event. If you believe that you are going to retire anytime between January 2, 2020 and December 31, 2020 and do not currently have health insurance with the district, but plan on picking it up in retirement, please consider enrolling now. If you do not enroll now, and you decide to retire on within that time frame, you will have to wait until next year’s open enrollment to pick up health insurance.
*For those employees who are not eligible for medical and dental insurance and are actively working, you may choose to purchase the SB Bronze coverage, and P&A Group will bill you directly. You may also go to the NYS Marketplace. Please contact me for an application should you choose the direct bill SB Bronze coverage or to find our more information.
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